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What You'll Need to Complete the Loan Application |
Completing the loan application: we
suggest that you print this page
and collect the information prior to entering information in the application. |
Session timeout: as a security precaution, your
session will timeout after 15 minutes of inactivity. In other words, if you don't enter any
information for 15 minutes or longer, you will automatically be logged out. If you need to
leave the computer to look at your records you should click "Save and Exit" to save
the data on the screen. |
Returning to complete your application:
if you can't complete the application in one session, you can stop and return by clicking
"Save and Exit". To log back in, click the Continue Application
Log In on the home page. |
NOTE: You need to remember your e-mail
address and password you selected on the Register screen. |
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step 1 |
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Register
- enter your e-mail address and select a password. Remember these! You'll be able to come
back and finish your application or check on the status of your application! Also, enter
the primary borrower's name and contact information (you can add co-borrower later).
If you are refinancing or applying for a home equity loan on
a property with an existing First Horizon mortgage, please have your loan number and
social security number. We will automatically fill in loan and some personal information
to save you time! |
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| step 2 |
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Loan Information
- loan (house price, loan amount) and specify the down payment and source, if applicable.
If you are purchasing and haven't selected a property yet, please estimate any amounts. |
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| step 3 |
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Property Information
- information regarding the property that will secure the loan. If you are purchasing and
haven't selected a property yet, please enter "tbd" in the address information and
select the state in which the property will be located. |
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| step 4 |
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Borrower Information
- personal contact information for the borrower:
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Personal Info: name, address (two year history), social security number, and any dependent's date of birth |
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Employment Info: employer name, address, phone and length of service for at least two years. |
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Income: all sources, including base income, commissions, pension, disability, benefits, and rental income). |
For all your loan information, we maintain the highest level of security for your protection; please refer to our
security policy for details. |
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| step 5 |
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Co-Borrower Information
- same information as above for a co-borrower, if applicable. |
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| step 6 |
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Current Expenses
- estimate your current monthly expenses for the following:
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Mortgage |
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Rent |
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Real Estate Taxes |
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Mortgage Insurance |
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Hazard Insurance |
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Homeowner's Assoc. Dues |
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Alimony |
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Child Support |
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Real Estate Assets and Liabilities
- information on property you own either separately or jointly (address, property type,
estimated value, any rental income, and tax/insurance fees). Also, any loan data on the
property (monthly payment, balance, and creditor's name). |
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| step 8 |
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Financial Assets
- asset account balances (checking, savings, CDs, money market, and brokerage) and
individual stock/bond/mutual funds/vested retirement, for both you and co-borrower, if applicable. |
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| step 9 |
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Government Declaration and Information
- for both borrower and co-borrower. |
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| step 10 |
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Acknowledge and Submit
- verify your loan information's accuracy and submit your information. |
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